Every Estonian company must submit an annual report, regardless of activity level. This obligation applies equally to e-Residents. What Is an Annual Report? The annual report summarizes: - financial activity (or lack thereof), - assets and liabilities, - management confirmation. Even companies with zero activity must submit a report.

How to Open a Business in Estonia as an e-Resident Estonia offers one of the most transparent and digital business environments in the world. For e-Residents, it allows company management fully online - regardless of physical location. However, digital access does not remove responsibility.

The dream of "nomadic freedom" is captivating, but from a professional accounting and risk management standpoint, this freedom is synonymous with high-level responsibility. In my practice working with expats, I have seen many professionals struggle not because of a lack of talent, but due to a failure in operational discipline. Mismanaging the balance between work tasks and leisure in a foreign environment often leads to a decline in billable hours, financial instability,

As we move into 2026, I would like to share a small but meaningful change. In 2025 I realized that my original brand name no longer reflected who I am becoming professionally. Today a brand is inseparable from the person behind it and mine needed to evolve accordingly. This is why Advisor Help is transforming into DigiSettle.

In Estonia, we have grown so accustomed to seamless, digital-first business processes that we often lose perspective on how complex entrepreneurship can be in other European jurisdictions. To illustrate the stark contrast, I’ve analyzed several real-world testimonials from professionals in Italy facing the daunting task of traditional incorporation.