For e-Residents running Estonian companies, it is essential to understand the difference between dividends and salary from a tax perspective - not as a formula, but as a strategic decision. In Estonia, the numbers speak clearly: Salary may cost up to 55% when all employment-related taxes are considered. Dividends result in an effective tax burden of approximately 28.21%. The difference is significant. However, this does not mean that choosing only dividends or only

In every technological cycle, we tend to label fast-growing industries as “trends.”However, not all growth is speculative - some demand is structural. Healthcare and HealthTech belong to the second category.

From an economic perspective, our world functions as a market. Within it, we all act as economic agents - constantly shifting between the roles of buyers and sellers. At work, we sell our skills, expertise, and experience. In our personal time, we buy goods, services, and experiences. Somewhere in between, we rest, learn, and restore our mental and physical energy - taking care of ourselves and those close to us. This constant role change is so natural that we rarely stop to