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How to Open a Business in Estonia as an e-Resident
How to Open a Business in Estonia as an e-Resident
Estonia offers one of the most transparent and digital business environments in the world. For e-Residents, it allows company management fully online - regardless of physical location.
However, digital access does not remove responsibility.

Inna Mrachkovska
Feb 12 min read


Cash vs. Digital: Why Transparency is the Ultimate Asset Diversification
Traveling through Southern Europe - Italy, Greece, and Spain - reveals a striking contrast to the digital-first economy of Northern Europe. While the North has almost entirely transitioned to cashless transactions, the South maintains a strong, sometimes aggressive, preference for cash.
In Italy, for instance, cash is used in over 57% of transactions. As a financial professional, this raises critical questions about the shadow economy and the vast amount of tax revenue that

Inna Mrachkovska
Jan 132 min read


The World as a Market: Why Learning to Sell Is a Life Skill
From an economic perspective, our world functions as a market. Within it, we all act as economic agents - constantly shifting between the roles of buyers and sellers.
At work, we sell our skills, expertise, and experience. In our personal time, we buy goods, services, and experiences. Somewhere in between, we rest, learn, and restore our mental and physical energy - taking care of ourselves and those close to us. This constant role change is so natural that we rarely stop to

Inna Mrachkovska
Sep 30, 20252 min read
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